CHRISTY ADAMCIK GAMMILL

FINANCIAL PLANNING
Christy Adamcik Gammill is a Financial Consultant with AXA Advisors, LLC and has been dedicated to providing financial planning services to individuals and small business owners since 1995. Some of these services include providing fee-based financial planning, risk management, and wealth accumulation and distribution strategies. Through a comprehensive discovery process, Christy gains a thorough understanding of her client's specific needs, concerns, and goals. Christy and her client then work together to prioritize  issues and facilitate the financial planning process.  Financial strategies and recommendations are created and customized to accomodate each unique situation. Christy then helps her client create a course of action to implement the financial plan and have it monitored on an ongoing basis.

FINANCIAL PLANNING AND LIFE TRANSITIONS
Whether someone is going through an employment transition, death or divorce, Christy helps her client focus on the particular financial issues relative to the client's individual circumstances.  Financial planning for someone going through a life transition may involve many emotions and Christy is there to guide her client and help identify the important financial issues affected by the new found circumstances.  These issues may include understanding the financial effects of a change in income during a job transition or determining how to manage a potential inheritance from a death or property settlement from a divorce.

Christy further helps her client with budgeting and money management in an effort to maximize any settlement received.  There may be a need to protect or preserve assets or provide a current income stream from existing investments. Other needs may include planning for education or retirement, or planning to help minimize income and estate taxes. Specific challenges of a transition may include the potential loss of retirement benefits or health, disability, or life insurance coverage.  With many years of specializing in the financial issues of transition planning, Christy is able to provide her client with strategies at a time of change.

SEMINARS AND PRESENTATIONS
Christy is a frequent guest speaker at a local outplacement firm discussing the critical financial issues of employment transition including:

• Cash flow needs
• Protection issues for life
• Disability and long-term care
• 10 Reasons to Rollover your IRA
• Tax planning strategies
• Severance package planning.

Some of the other seminars presented by Christy include:

• Smart Women Finish Rich (Van Kampen)
• Smart Couples Finish Rich (Van Kampen) 
• 15 Myths of Financial Planning Demystified (AXA Advisors)
• Other presentations - Life Transitions including Death, Divorce, Employment, Disability and Long-Term Care 
   

CIVIC ACTIVITIES AND PROFESSIONAL ORGANIZATIONS

• Women's LeadershipCouncil, AXA Advisors since 2003
• National Associates Forum, AXA Advisors 2002-2003
• Race for the Cure 2004
• Susan G. Komen Foundation Sponsorship Co-Chair, Race for the Cure 2003,
• Susan G. Komen Foundation Sponsorship Honorary Chair
• Susan G. Komen Foundation, Sponsorship Chair 2003
• Genesis Women's Shelter Volunteer 2002-2003
• Make-a-Wish Foundation 1998-1999

EDUCATION, PROFESSIONAL CREDENTIALS AND PROFESSIONAL DEVELOPMENT

• Bachelor of Science, Business Management, UTD 1995
• FINRA Series 6, 7, 63, 65 Registrations
• Life and Health Licenses
• Credentialed Fee-Based Financial Consultant - 1998
• University of North Texas CFP Curriculum -1999
• Certified Divorce Financial Analyst 2003

Please call Christy for an initial consultation at 972-455-9021 or e-mail at christy-adamcik.gammill@axa-advisors.com.

AXA Advisors and it's representatives do not offer tax or legal advice.